Fenergo Transaction Monitoring – Real-Time Detection of Risk, Smarter Investigations, Enhanced Efficiency
The financial services industry faces mounting challenges as the explosion of digital payments fuels a parallel rise in financial crime. Despite greater compliance spending and stricter regulations, such as successive AML Directives and PSD2/PSD3 within the EU, many institutions still rely on siloed and outdated transaction monitoring tools. These legacy systems struggle to detect complex money-laundering patterns, often generating excessive false positives that overburden compliance teams.
Fenergo Transaction Monitoring provides a next-generation solution designed to accurately detect suspicious activities in real-time, while dramatically reducing false positives. Built as a SaaS, multi-tenant, API-first platform, it offers high scalability and performance even under heavy transaction volumes. The solution integrates KYC and transaction data to form a unified, 360° client view—enabling truly risk-aware monitoring.
Key capabilities include:
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Real-Time Detection: A detection engine that identifies suspicious transactions as they occur, enhancing responsiveness and reducing exposure to financial crime.
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KYC Context Integration: By combining transactional and client behaviour data, the system differentiates genuine anomalies from expected behaviour, reducing alert fatigue.
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Ease of Integration: Seamless API integration minimizes risk data silos and simplifies adoption into existing infrastructures.
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No-Code Scenario Management: Users can rapidly create, test, and adapt detection scenarios without technical input, using automated back-testing and analytics.
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Workflow & Case Management: Intuitive tools guide analysts through investigations, enabling efficient case assignment, escalation, and SAR filing.
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Dashboards & Analytics: Management Information (MI) dashboards offer insight into detection performance, team workloads, and bottlenecks for continuous improvement.
Business Outcomes:
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Increased operational efficiency through automation and streamlined investigations.
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Lower total cost of ownership with SaaS-native flexibility and reduced IT overhead.
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Strengthened AML compliance and risk management with full auditability and real-time intelligence.
Fenergo Transaction Monitoring empowers institutions to detect and act on risk faster, optimize compliance operations, and maintain regulatory confidence across their client base.
For more information, access the attached whitepaper available for download.