Summary: Agentic KYC – Clearing the Periodic Review Backlog and Maintaining Control
Fenergo’s Agentic KYC introduces a transformative, intelligent, and proactive approach to periodic KYC (Know Your Customer) reviews, addressing inefficiencies caused by traditional, manual, and fragmented processes. As financial institutions face increasing regulatory scrutiny and client expectations for faster onboarding, Fenergo’s solution integrates automation, data orchestration, and embedded risk intelligence to deliver continuous compliance and agility.
The legacy challenge lies in outdated methods driven by static schedules, data silos, and manual reviews that create delays, backlogs, and rising compliance costs. In contrast, Agentic KYC leverages intelligent agents that automate every stage of the review lifecycle—from profile data retrieval and validation to screening, risk assessment, and case completion—while providing full oversight through Fenergo’s Review Manager and Command Centre.
Fenergo’s architecture emphasizes human-in-the-loop design, ensuring compliance with the EU AI Act by keeping human oversight integral to decision-making. This approach enables automation without regulatory risk, enhancing trust and accountability. The impact of automation includes up to 45% reduction in review times, 13% improvement in quality assurance, and scalable operations without increasing headcount.
Engineered for compliance and operational efficiency, Fenergo’s Agentic Architecture ensures cost reduction, regulatory assurance, agility, and an enhanced client experience. Beyond periodic reviews, it forms the foundation of a unified, intelligent FinCrime Operating System that centralizes onboarding, KYC, AML, and client maintenance—creating a future-ready ecosystem for financial institutions.
For more information, access the attached whitepaper available for download.